Tuesday, March 4, 2014


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Rent a Home for Carefree Living Rented Living a Better Option


Rent a home for carefree living today with proeprty prices soaring higher and higher and maintenance costs of properties also shooting up, rented livng is making way even for those who can afford housing. No longer considered taboo rented living is a simple yet judicious way to financial planning and  management.
With house rent been offered in  thousands and lakhs of rupees to corporates  according to your post in the company people are free to choose the best locality near their work place offering posh luxury homes with fully furnished and having latest amenities on rent. Living in rented houses is no longer a taboo subject and people have accepted this new trend of living in a rented home. People do know your position and financial position and living on rent no longer reflects your financial status and position.
It does work out fine if you are not attached with the dream of owing a home. You save every month the amount that would go into your home loan and invest this amount in a fruitful venture or investment option. Paying an EMI every month  for a small flat and that too for many years is just not practical now adays. With the tsunamis and earth quakes pondering every now and then the future has become unpredictable ,so just enjoy! when your home owner increases rent move on!
The west has been showing constant change in values and progress financially and as we all know buying a flat in the States or any foreign country is so expensive people prefer staying on rent. There are so many advantages in this as they save on the commitment of a home loan and since the pressure of repayment is not there they can enjoy their income and save accordingly. And as the situation changes they can shift to another locality. This trend is going on and as homes have become unaffordable and buying a home on home loan is becoming more and more of a dream unreachable due to the heavy amounts needed as down payments.
Let us try to understand this new concept in home living. Since homes cost more than a crore and your life's most precious years go in the tied down feeling when you are bound with the repayment of a huge home loan, people are trying this new age mantra. The sum amount of a crore is too big and when you invest this sum you are assured of some income every month when invested in a good financial institution. A good financial consultant or financial planner can help you to plan your life according to the finances available. Since the future is unpredictable people are getting scared to commit for say 15 to 20 years ahead with a home loan.
The policies are changing and the rules for lending and borrowing are changing constantly and it is always understood that borrowers are always at the receiving end for any changes and they have to shell out the extra money to balance any changes in rules on loans.
So now people are accepting the way of living of the west. The culture of living in rented apartments is the latest trend going on and as many upper end companies offer good home rent amounts it is also very easy and convenient. You save your precious finances that come into your home every month in form of monthly income, gold is another one upping the financial investment trends,  and also an important part is that there is no burden of a  home loan   that  is hanging constantly over your head!
What more another fact, you do not spend lavishly on decor every few years, which is a non returnable expense, dead investment, which you will not even get back in any form while selling the place!

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